Free Online Payroll Calculator for the 2025/26 UK Tax Year

Easily work out payroll costs for UK businesses, including gross salary, employer National Insurance, pension contributions, and deductions. Updated with the latest HMRC 2025 to 2026 rules to help employers and HR teams calculate pay accurately.

Payroll Calculator UK (2025/2026)

Add employee

For totals only, £10,500 cap per employer. We apply remaining allowance across rows.
Student loan uses the income used for Class 1 NI. Plan 5 starts from April 2026 so is not included for 2025 to 2026.

Key totals

Total employer cost per month
£0.00
Total net pay per month
£0.00
Employer NI per month
£0.00
Rates source: HMRC and public guidance for 2025 to 2026.

Employees

Click a row to expand the full payslip
Name Gross pay mo Income tax NI employee Student loan PGL Pension EE Pension ER NI employer Net pay Employer cost
Employer cost equals gross pay plus employer NI plus employer pension minus Employment Allowance share where selected.
Assumptions: This tool is a guide. Scotland uses different Income Tax bands. Student loan and PGL are calculated on earnings used for Class 1 NI. Pension qualifying earnings band for 2025 to 2026 is £6,240 to £50,270. Employer NI is 15% above £5,000 per year. Employee NI is 8% between £12,570 and £50,270, then 2% thereafter. Personal allowance is £12,570 and tapers by £1 for every £2 over £100,000, reaching nil at £125,140.

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