Your inputs

You do not need payroll detail. Approximations are fine.

What is this
£
What is this
% of salary
Guide
% per year
Why this matters
Yes
No or mixed
Explain
Not especially
Yes more seniors than average
Your results

Figures are approximate and assume no headcount growth.

Estimated annual wage bill today
£0
Estimated annual wage bill in 2031
£0
Additional annual cost by 2031
£0
This increase assumes no headcount growth and no productivity uplift. For firms like yours the range typically sits between about £0 and £0 depending on pension generosity and seniority mix.
Where the extra cost comes from
  • £0 from normal wage growth
  • £0 from National Insurance threshold freeze
  • £0 from minimum wage and pay band compression
  • £0 from pension salary sacrifice changes

This model is directional only. It is designed to frame the size of the problem before you look at solutions such as hybrid or offshore delivery. It is not formal tax or legal advice.

Key assumptions
  • Employer National Insurance rate 13.8%
  • National Insurance thresholds stay frozen to 2031
  • Pension salary sacrifice National Insurance cap from 2029 at £2,000 per employee
  • Projection period 2025 to 2031, no change in headcount
  • Flat fiscal drag uplift of £900 per employee per year or £1,200 for senior heavy firms